The Missouribar – 2020 Auto Insurance: Advanced Coverage Analysis

In this session we will discuss the most common types of automobile insurance coverages and take an in depth look at the requirements of Missouri law related to those.  We will also discuss methods of effectively analyzing the coverage provided by the language of the policy and understanding the interplay of that language with Missouri statutes governing the coverage.  

Other focus points of the program will include: 

• The main parts of an automobile insurance policy 

• An organized and effective way to read every insurance policy 

• A strategy for handling cases involving accidental injuries 

• Auto liability insurance policy language and its interplay with RSMo 303.190 – the central law governing that coverage in Missouri (commonly called the “Motor Vehicle Financial Responsibility Law” or “MVFRL”) 

• Uninsured Motorist (“UM”) policy language and its interplay with RSMo 379.203 – the law governing that coverage in Missouri   

• Underinsured Motorist (“UIM”) policy language and its interplay with  RSMo 379.204 – the law governing that coverage  in Missouri 

• Medical Payments (“Med Pay” or “MPC”) coverage language  

• Comprehensive coverage for physical damage to an insured auto 

• Collision coverage for physical damage to an insured auto

​Speaker: J. William (Bill) Turley, Attorney at Law, Columbia 

Note: This material qualifies for self-study credit only. Pursuant to Regulation 15.04.5, a lawyer may receive up to six hours of self-study credit in a reporting year. Self-study programs do not qualify for ethics, elimination of bias or Kansas credit.